APPLY NOWApply through our dedicated Big Think Capital partner page • (opens in a secure new window)
Real Estate Funding Hub

Real Estate Funding

Non-QM, DSCR, bank statement, investor loans, bridge, fix & flip, and commercial real estate funding options.

Additional Real Estate Programs

HELOC & Commercial Real Estate Program Snapshot

Home Equity Line of Credit (HELOC)

Amount: $25K–$750K
Terms: 5, 10, 15, or 30 years
Typical turnaround: about 5 business days
Credit: 640+ primary / 680+ investment or secondary
Max CLTV: 85% primary / 70% secondary, investment, or 3rd lien
Business history/revenue: Not required
Appraisal: No appraisal indicated under this program

Commercial Real Estate (CRE)

Amount: Up to $50MM
Term: 26–30 years
Credit: 650+
Time in Business: 2+ years
Review factors: experience and liquidity
Examples: purchase, cash-out refinance, rate/term refinance, construction, DSCR-related scenarios

Explore CRE Funding

Important: Turnaround estimates are not guarantees. HELOC and CRE availability, property eligibility, leverage, documentation, valuation requirements, approval, rates, terms, and timing are subject to the applicable lender and underwriting.

Non-QM Loans

Mortgage and real estate funding options for borrowers who do not fit traditional qualified mortgage guidelines.

Explore Non-QM Loans

DSCR Loans

Investor property loans commonly focused on rental income and property cash flow rather than traditional personal income documentation.

Explore DSCR Loans

Bank Statement Loans

Loan options for self-employed borrowers who may qualify based on deposits instead of traditional tax-return income.

Explore Bank Statement Loans

Investor Loans

Funding options for real estate investors purchasing, refinancing, or expanding rental and investment property portfolios.

Explore Investor Loans

Bridge Loans

Short-term real estate financing options for time-sensitive acquisitions, transitions, or repositioning opportunities.

Explore Bridge Loans

Fix & Flip Loans

Funding options for real estate investors acquiring and renovating properties for resale or repositioning.

Explore Fix & Flip Loans

Commercial Real Estate Funding

Funding options for commercial, mixed-use, multi-family, owner-occupied, and investor-owned real estate scenarios.

Explore Commercial Real Estate Funding

What Determines the Right Real Estate Funding Path?

Property and Transaction

Property type, occupancy, purchase or refinance purpose, value, loan amount, rent, renovation plans, and timing can change which real estate funding structures are worth considering.

Borrower Profile

Traditional income documentation is not the only way some real estate scenarios are evaluated. Depending on the program, property cash flow, bank statements, investor experience, liquidity, or other documentation may also matter.

Strategy and Exit Plan

Long-term rental ownership, a short-term acquisition, renovation and resale, or a commercial property can require very different financing. The funding path should fit the transaction rather than forcing the transaction into the wrong product.

Program requirements vary. Use the funding comparison center for orientation or the Deal Match Engine™ to identify a suggested starting path based on the information you provide.

Text Joe Direct - (872) 228-5250