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Business Funding Hub

Business Funding

Same-day funding options, working capital, lines of credit, equipment financing, SBA, and traditional business funding paths.

Dedicated Big Think Capital Partner Page

When you’re ready to apply for business funding, you can continue to Joe Starcher Funding’s dedicated Big Think Capital partner page. Prefer help first? Use the Deal Match Engine™ if you need help identifying a possible funding path.

Core Program Snapshot

Business Funding Programs & Current General Guidelines

Working Capital

Amount: $1K–$15MM
Terms: 1–24 months
Revenue: $10K/month
Time in Business: 3+ months
Credit: No stated minimum

Explore Working Capital

Business Line of Credit

Amount: $5K–$2MM
Revenue: $10K/month
Time in Business: 6+ months
Credit: 550+

Explore Lines of Credit

Term Loan

Amount: $25K–$750K
Terms: 6 months–10 years
Revenue: $50K annual gross revenue
Time in Business: 2+ years
Credit: 680+

SBA Loan

Amount: $150K–$5MM
Terms: 5, 10, or 20 years
Revenue: Profitable company or $250K+ annual revenue
Time in Business: 2+ years
Credit: 640+

Explore SBA Funding

Program snapshot: Guidelines are provided for orientation only and may change. Final eligibility, approval, rates, terms, amounts, documentation, and funding timing are determined by the applicable lender and underwriting.

Same-Day Business Funding

Fast capital options for business owners who need funding quickly for payroll, inventory, cash flow, equipment, or urgent business needs.

Explore Same-Day Business Funding

Working Capital

Funding options for day-to-day business expenses, seasonal slowdowns, vendor payments, payroll, and operating cash flow.

Explore Working Capital

Business Lines Of Credit

Flexible business funding that may allow access to capital as needed for recurring expenses and growth needs.

Explore Business Lines of Credit

Equipment Financing

Funding solutions for businesses that need vehicles, machinery, tools, technology, or operational equipment.

Explore Equipment Financing

SBA Funding

SBA and traditional business funding options for stronger borrowers seeking longer-term financing structures.

Explore SBA Funding

How to Choose a Business Funding Path

Match the Structure to the Need

A one-time operating need may point toward working capital, while recurring access needs may make a line of credit worth reviewing. Equipment purchases can call for a structure tied more directly to the asset.

Expect the Full Business Picture to Matter

Time in business, revenue, credit profile, requested amount, use of funds, existing obligations, and documentation can all affect which programs are realistic. A program overview is a starting point, not an approval.

Compare Before You Apply

If you are not sure which option fits, use the Deal Match Engine™ to identify a suggested path, then send the results to Joe for a personal review before deciding on next steps.

Text Joe Direct - (872) 228-5250