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Funding Program

Commercial Real Estate Funding

Funding options for commercial, mixed-use, multi-family, owner-occupied, and investor-owned real estate scenarios.

Current Program Snapshot

Commercial Real Estate General Guidelines

Loan Amount

Up to $50,000,000

Term

26–30 years

Credit

650+

Time in Business

2+ years

Underwriting Factors

Experience and liquidity can affect underwriting decisions.

Examples

Real estate purchase, cash-out refinance, rate/term refinance, construction, and DSCR-related scenarios.

Program snapshot: Guidelines are provided for orientation only and may change. Final eligibility, approval, rates, terms, amounts, documentation, and funding timing are determined by the applicable lender and underwriting.

Who This Is Best For

Business owners and investors pursuing commercial real estate opportunities.

How Review Works

Commercial real-estate review is driven by the property, transaction and repayment source. Joe reviews property type, occupancy, income, requested amount, purchase or refinance purpose, borrower profile and business plan.

What Matters Most

Net operating performance, tenant or occupancy information, property condition, borrower liquidity and credit, use of proceeds and the requested leverage can influence available commercial structures.

Program Guide

Commercial Real Estate Funding: Quick Answer & Review Factors

Quick Answer

Commercial real-estate funding covers financing for business or investment properties such as multifamily, mixed-use, retail, office, industrial and owner-occupied real estate, depending on program eligibility.

How To Think About Fit

An owner-occupied acquisition can be evaluated differently from an investor-owned property. Stabilized income, vacancy, lease terms and planned improvements may all matter depending on property type and financing purpose.

Documentation To Expect

Property financials, rent roll or leases when applicable, purchase or payoff documents, borrower financial information and transaction-specific records may be required for review.

A suggested funding path is not an approval. Final eligibility, documentation, terms and funding decisions are subject to the applicable provider and program requirements.

Common Uses

Common Uses For Commercial Real Estate Funding

Office

Commercial Real Estate Funding may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Retail

Commercial Real Estate Funding may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Industrial

Commercial Real Estate Funding may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Mixed-use

Commercial Real Estate Funding may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Multi-family

Commercial Real Estate Funding may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Owner-occupied property

Commercial Real Estate Funding may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Related Programs

Related Funding Options

FAQ

Commercial Real Estate Funding Questions

What is Commercial Real Estate Funding?

Commercial real-estate funding covers financing for business or investment properties such as multifamily, mixed-use, retail, office, industrial and owner-occupied real estate, depending on program eligibility.

What information matters for Commercial Real Estate Funding?

Net operating performance, tenant or occupancy information, property condition, borrower liquidity and credit, use of proceeds and the requested leverage can influence available commercial structures.

Can I ask Joe about my situation before applying?

Yes. Text Joe Direct at (872) 228-5250 or use the Deal Match Engine™ to identify a suggested funding path before submitting a full request.

Text Joe Direct - (872) 228-5250